Top Adult Chat Sites Where You Can Use MasterCard

To claim the 9.99 free credits, you will need to click to switch payment methods. Selecting Credit/Debit Card from the new list will present you with the page to claim the credits. Once you have decided to make a real purchase, you can add a SmartBuy feature, to auto-top up credits with your MasterCard whenever your account gets low. It can prevent you from getting interrupted mid-show.

The cheapest private shows start off at $0.46 a minute. The average sits at $1.16 a minute. You can click on the model's profiles to see exactly what they are willing to perform in a private chat. If something isn't listed, you can use free chat to ask them if they will do it for you. Cam2cam and 2 way audio are an additional charge of $1-2.00 each a minute.

Flirt4Free is known for its big HD video screens. While not all for the babes use an HD camera, plenty of them do. You can sort the rooms by price, to always find a babe at the price point you are willing to pay. Unlike other adult webcam sites, Flirt4Free's VIP program actually provides discounts and coupons that can save you money in the long term.

VIP users often get coupon codes that can save up to 40% on purchases.

Flirt4Free offers cam2cam in both their private shows and their multi-user shows. In multi-user shows, like Group Chat and Party Chat, you can only activate your webcam if you were the first user to start the show. Multi-user shows and private shows range from $0.42  a minute to a max of $10.19 a minute.

Before verifying your card, you are limited to 15 purchases a day, but after verifying, you can make as many purchases as you want. But considering that the max purchase with a credit card is $99.99, it is unlikely that you will need to make more than 15 purchases a day. The verification is really only good for the bonus tokens. If you try using your MasterCard on CamSoda and it doesn't work, you can always try the alternate biller.

At present, CamSoda is one of the best cam sites to webcam to webcam on mobile devices.

Private shows on CamSoda usually include cam2cam and show recordings, but it changes from model to model. The cheapest rooms start off at $0.61 a minute. The average is $3.06 a minute. And the most expensive models are asking for $15.32 a minute.

ImLive's noteworthy features, Multi Viewer and Fulfill your Fantasy, also require credits for payment, and as you get to know them, they're sure to give your MasterCard a workout. Especially since, for just $3.00 a minute, you can leave free and have 6 private cam shows in one go in Multi Viewer. You'll also want credits to watch Videos, buzz OhMiBod and Lovense sex toys and other interactive sex gadgets, tip your cam girls, and join Candy Shows.

And don't forget ImLive's celebrity live pornstar shows and past shows that you can catch up on, again, after paying the required credits.

ImLive's private cam exchanges average $1.40 a minute and special features, like those above, are charged separately. Some ImLive models still using standard definition webcams charge the lowest rate of $0.56 a minute.

Stripchat has something for everyone, from experimenting housewives streaming while their men are at work, to coeds, girls who like girls, fetish enthusiasts, and couples, who can be sorted through by Ethnicity, Age, Body Type, and Private Shows, which directs you according chat rates. Stripchat has plenty of open cam rooms that are nude and explicit, which is why it's one of the great freemium adult cam sites, but things really only get interesting when you're partaking by tipping. When using your MasterCard to buy Stripchat tokens, remember, like all good things, the bigger the package, the better (the discount).

You can subscribe to model fan clubs and maybe score deals for shows at Stripchat's lowest $0.68 a minute, but private chats average $2.57 a minute. If you pick a cam girl from Stripchat's rooms for Recordable Privates, a video of your one-on-one is included in the rate you pay a minute, but many require you commit to at least 10 minutes.

Every time you watch, you can also enter Stripchat's 500 token giveaway for your shot at being 1 of 10 members to win 50 tokens daily.

As you explore Cherry.tv you'll begin to see that some activities come with XP rewards, including purchasing tokens with your MasterCard. This is what Cherry.tv calls the Experience Points that you earn as you use the site and count towards your User Level. The higher you go, the better it'll get, with your profile being flagged for cam girls to pay you more attention, and priority access to events and competitions. Click on your username to see your progress bar.

Or, for $17.99 a month, join Club Cherry to be a Cherry.tv VIP, and get golden avatars and animations that show you off in chat rooms.

Cherry.tv's link to Browse Cams shows you live models by category but not by price, so expect to pay around $2.78 a minute. Some shows are rumored to start at $0.87 a minute, if you're lucky enough to find them.

BongaCams Contests provide inspiration for cam girls to blow your MasterCard on, and if you go to the bottom of the site, you'll also find the Top 100 of the Week. Better yet, check the Recordable cams for models who include a copy of the show you had with them in a Full private chat. BongaCams supports cam2cam chat on mobile as well as on desktop, but it depends on the model whether it's included, or if you'll have to pay an extra fee for it. Yet another reason why you'll need your MasterCard to keep your tokens topped up.

BongaCams doesn't let you browse chat rooms by rate but you can expect to pay $3.64 a minute on average. If you find a girl who's rate is BongaCams lowest of a $1.60 minute, be sure to Follow her, but how to is slightly deceptive. Move down past the cam model's live feed until you see her profile picture and name. Under this is a star icon that'll add her to your list.

BongaCams takes your online security seriously and will even reward you with 10 free tokens for activating two-step verification to login into your BongaCams account. Win win.

Topless Mondays at XloveCam are a defining feature of the site, with plenty of bare boobies for a full 24 hours, for free. But you'll eventually be reaching for your MasterCard to buy XloveCam credit so you can take things further. Whenever you buy, you'll also earn VIP tokens that add up to VIP content from models of your choice. You can even become a VIP member of individual cam girls if you pay their VIP Subscription Rate. See what you'll get by checking the model's VIP elements in her profile menu.

At the bottom of XloveCam's menu, use Show Cam Preview to see the live video previews of chat rooms in the gallery.

You can use XloveCam's Rates to look for private shows starting at $0.80 a minute, but $1.80 a minute is the average. XloveCam also has live streaming VR cams that you'll want your MasterCard to pay for, but you'll need to check the rates here.

121SexCams has over a thousand webcam models online at any given time. The majority are women, but there is a considerable amount of male and transgender cam rooms. There are many category options to choose from, to help you filter down the type of model you want to see. You can search for specific fetishes, appearances, or video quality, but not by price.

121SexCams uses pay-as-you-go and doesn't charge by credit/token. Chat averages $2.49 a minute and the cheapest rooms are $1.39 a minute, but with a thousand models online, trying to find them is like looking for a needle in a haystack.

Overall, 121SexCams is more of a recommendation if you don't like the tokens/credits system. Otherwise, LiveJasmin does everything they do, but better.

You can claim the free credits on LivePrivates by clicking out of the payment page. A new option will come up prompting you to verify your credit card for 9.99 free credits. You will be charged and then immediately refunded. These free credits will give you a taste of what's to come.

When you pay extra for 2 way audio on LivePrivates, you are guaranteed it is going to work.

Private shows on LivePrivates are not inclusive of cam2cam. Most models charge around a dollar a minute extra for it. The cheapest private sex shows start at $1.35 a minute. On average, the prices sit at $3.40 a minute. The most popular webcam models on the site charge higher fees.